A healthy lifespan of 150 years, the same retirement age

The options

The order shown is not a ranking of preference.

1. Option 1

   Uniform raise in age

   Extends the contribution period, but shifts health gaps into benefit gaps.

2. Option 2

   Differences by health and occupation

   Reflects the differences, but increases privacy investigations and classification disputes.

3. Option 3

   Separate base benefits from optional accounts

   Broadens choice, but readjusts existing promises.

The situation as it stands

It is set that some members' healthy life expectancy approaches 150 years. Deadline: one year until the fund's valuation cycle.

Fictional Longevity Society · Pension Fund

1. Premise 1It is set that some members' healthy life expectancy approaches 150 years.
2. Premise 2Manual laborers have not received the same extension effect.
3. Premise 3The fund estimates that, if the existing retirement age is kept, it will lack payout capacity in 30 years.

Where it holdsRevises future contribution and benefit rules. Claims already fixed are subject to court review.

What is still unknown

1. Unknown 1The working years of an extended lifespan
2. Unknown 2The speed at which treatments spread to low-income groups

Signals to decide again

• Decide what observations, owners, and confirmation windows will establish 「the working years of an extended lifespan」, and reassess if the new confirmation changes the trade-offs among the options.
• Decide what observations, owners, and confirmation windows will establish 「the speed at which treatments spread to low-income groups」, and reassess if the new confirmation changes the trade-offs among the options.