This study is an expansion by AI of 2 records published by Skeptron, a studio in the RISCON family, and of the public-domain source texts listed below. Every sentence in a block quote is word for word either a record's own or a passage of a source text saved with this study, and its source line names which; the rest is AI writing. Skeptron's records are modern summaries of historical episodes written for a platform, not archival documents; they keep some of what the actors wrote and drop the rest, and the paper says which where it matters. The readings through the works named are this study's interpretation. Nothing in this study is advice on financial, legal or policy decisions.
| Case | Studio | Record |
|---|---|---|
| The Panic of 1907 | Skeptron | https://skeptron.risconlabs.com/questions?question=HQ-HC4-PANIC1907-01 |
| The Bank Holiday of 1933 | Skeptron | https://skeptron.risconlabs.com/questions?question=HQ-HC1-BANKHOLIDAY1933-01 |
The records were read on 2026-10-06. This book was written on 2026-10-07.
Bibliography
- Walter Bagehot, Lombard Street: A Description of the Money Market (1873).
- Milton Friedman and Anna Jacobson Schwartz, A Monetary History of the United States, 1867–1960 (1963).
- Michael D. Bordo, The Lender of Last Resort: Alternative Views and Historical Experience (1990).
- Gary B. Gorton, Misunderstanding Financial Crises: Why We Don't See Them Coming (2012).
- Douglas W. Diamond and Philip H. Dybvig, Bank Runs, Deposit Insurance, and Liquidity (1983).
- Charles W. Calomiris and Stephen H. Haber, Fragile by Design: The Political Origins of Banking Crises and Scarce Credit (2014).
- Elmus Wicker, The Banking Panics of the Great Depression (1996).
- Jon R. Moen and Ellis W. Tallman, The Bank Panic of 1907: The Role of Trust Companies (1992).
- Barrie A. Wigmore, Was the Bank Holiday of 1933 Caused by a Run on the Dollar? (1987).
- Robert Higgs, Crisis and Leviathan: Critical Episodes in the Growth of American Government (1987).
- O. M. W. Sprague, History of Crises under the National Banking System (1910).
- United States Congress, Federal Reserve Act (1913).
- Franklin D. Roosevelt, Proclamation 2039, Declaring a Bank Holiday (1933).
- United States Congress, Emergency Banking Relief Act (1933).
